2017 Fall 11 c

Hi,
I'm having difficulties this question.

How do I know incurred losses are decreasing?

for paid loss it says increasing,
is it because of diagonal values (200->500->1300->1400->1500) ?

Thanks

Comments

  • At the top of the examiner's answer, he gives the paid-to-incurred ratios for years 12 to 16, each at their 12-month. This ratio is increasing. It means they are putting up relatively less reserve as years progress. Remember, here, incurred = paid + case + ibnr.

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