Receivership

The NAIC Solvency paper mentions 3 parts to receivership: conservation, rehabilitation, and liquidation. Does Porter 12 explain conservation?

Comments

  • edited August 2024

    Yes, the Porter 12 document explains conservation in the context of receivership. In Porter, conservation is referred to as "conservatorship," which is described as a type of receivership where the state insurance commissioner acts as the conservator (or receiver) of the insurer. The conservator is responsible for formulating a plan to distribute the insurer’s assets and ensuring that the insurer's obligations to customers are fulfilled to the extent possible.

    In this context, "conservation" typically refers to the regulatory efforts to stabilize the insurer's financial condition during rehabilitation, aiming to conserve as many of the insurer's assets and obligations as possible before possibly moving towards liquidation.

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